Ekasto

Ekasto

One set of books, built from the statements you already have.

Import files from your bank or fund house and review each row. See your accounts, investments, net worth, and loans together without giving Ekasto your bank login.

Ekasto is still invite-only. Each user gets a separate encrypted database.

Ekasto

Net worth · 30 Jun 2026

example
Total equity ₹18,42,610 Assets ₹61,67,610 · Liabilities ₹43,25,000

What you own

Bank accounts
₹2,79,070
Mutual funds
₹58,88,540

What you owe

Home loan
₹43,25,000
Books balanced ₹0.00 difference

Every entry links back to its statement.

The source statement stays attached to each entry in your books.

  1. 01

    Upload a statement

    Choose a supported bank or mutual-fund export. Ekasto never connects to the account.

  2. 02

    Review the rows

    Imported rows wait in your inbox until you approve, split, or reclassify them.

  3. 03

    Use the ledger

    Each posted transaction has two sides. Reports come directly from that ledger.

01

Review statement imports

Check imported rows and duplicates before approving them. You can classify, split, or tag each transaction.

02

Keep balanced accounts

Use double-entry transactions to produce account history, a trial balance, and a net-worth report for any date.

03

Track investment units

Record buys, sells, fees, and units. Ekasto calculates the average purchase price and returns from those records.

04

Check loan calculations

Split EMIs into principal and interest, account for pre-EMI, and compare Ekasto's result with your lender's balance.

05

Keep each user's records separate

Each user gets an encrypted database. Its key comes from the user's password and is available only during a logged-in session.

"I wanted to know where my money was without giving another app the keys to it."

My bank, mutual funds, and home loan each showed me one piece of my finances. Apps that put them together wanted bank access, and I still had to work out how much of each EMI was interest.

I built Ekasto as the ledger I wanted: import my own statements, check every entry, and keep books I could explain. It remains deliberately small and does not pretend to know everything.

What it does not do yet

Ekasto is early software. Know these limits before trusting it with your records.

01

You import statements yourself. Ekasto does not sync with your bank or fetch accounts in the background.

02

Import coverage is narrow. Today it supports two banks and five mutual-fund statement formats.

03

Net worth currently uses book values. Live quotes can appear on investments, but they do not yet revalue the whole balance sheet automatically.

04

Loan exceptions need judgment. Prepayments, fees, penal interest, and payment holidays are detected as mismatches, not modelled for you.

Start with one statement.

Ekasto is invite-only for now. If you have a code, create an account and try it with one statement.

A few things to know

How do I get started?

Ekasto is invite-only right now. Sign up with your code, add your accounts, and import a bank or mutual-fund statement. The imported rows wait in your inbox for review.

Do you connect to my bank?

No. You export a statement from your bank or broker and upload it yourself. Ekasto never asks for your bank login or connects to the account.

What can I actually do today?

Import HDFC and SBI bank statements, plus mutual-fund statements from Zerodha, Kotak, Tata, Axis, and Mirae. Review transactions and keep double-entry books with a trial balance and net-worth report. You can also track investments and split loan payments into principal and interest.

How is my data handled?

Each user's data is kept in a separate database and encrypted at rest. The encryption key comes from your password and is available only while you are logged in. Without your password or a recovery key, the data cannot be recovered.